Wellington Risk Insurance Agency, Inc. provides agents a quoting mechanism through which the risk characteristics of prospective policyholders are identified and triaged within multiple product tiers.
-
SelectPLUSWellington SelectPLUS Homeowners Insurance Program
The Wellington SelectPLUS Program is available on properties with dwelling values up to $1,000,000 that are located in the State of Texas.
Homeowner’s coverage is open perils for Dwelling and Other Structures and provides 16 Named Perils for Personal Property. Replacement Cost provided on the Dwelling, Other Structures, and Personal Property. Family Liability Protection offered up to $500,000 and Guest Medical Protection up to $5,000. Optional endorsements for “Foundation Seepage or Leakage” and “Water Seepage or Leakage”.
-
Select
Wellington Select Homeowners Insurance Program
Wellington Select Program is available on properties located in the entire State of Texas.
This Homeowners property program provides coverage for 16 named perils on a Replacement Cost basis. The policy offers numerous optional endorsements providing expanded coverage including broadening perils to direct physical loss subject to exclusions and limitations.
-
Standard
Wellington Standard Homeowners and Dwelling Fire Insurance Program
Wellington Standard Program is available on properties located in the entire State of Texas.
Homeowner's coverage provides 12 Named Perils, Replacement Cost on the Dwelling, Other Structures and Personal Property, Liability Protection Limit up to $300,000 and Medical Payments up to $5,000.
Dwelling Fire coverage provides Named Perils, Replacement Cost on the Dwelling and ACV on the Personal Property with the Replacement Cost option if Owner Occupied. Personal Liability Limit up to $300,000 and Medical Payments up to $2,000.
-
Value
Wellington Value Homeowners and Dwelling Fire Insurance Program
Wellington Value Program is available on properties located in the entire State of Texas.
Homeowner's coverage provides 8 Named Perils, Actual Cash Value on the Dwelling Other Structures, Personal Property, Liability Protection Limit up to $100,000, Medical Payments up to $2,000.
Dwelling Fire coverage provides the following coverages: Named Perils, Actual Cash Value on the Dwelling and Personal Property, Personal Liability Limit up to $100,000, and Medical Payments up to $2,000.
-
Stated Value
Wellington Stated Value Homeowners Insurance Program
Wellington Stated Value Program is available on properties located in the entire State of Texas.
Homeowners coverage provides 8 Named Perils, Actual Cash Value on the Dwelling, Other Structures, Personal Property, Liability Protection Limit up to $100,000. Medical Payments up to $2,000. Stated Value option allows for a lower dwelling coverage amount and optional Wind/Hail coverage in the 14 Coastal Tier 1 Counties.
-
Earthquake
Wellington Earthquake Insurance Program
Wellington Specialty Programs provide specific coverage for properties located in the State of Texas.
The Earthquake Program provides coverage for the dwelling with limits equal to the underlying homeowner or dwelling fire policy dwelling limit. Higher limits are available to be purchased with consideration to potential increases in construction costs after a catastrophic event with a maximum dwelling limit of $15 million in total insured value. Coverage limit of $5,000 for Contents, and $1,500 Loss of Use are included.
-
Coastal
Wellington Coastal Insurance Program
Wellington Specialty Programs provide specific coverage for properties located in the State of Texas.
Program provides coverage for Windstorm, Hurricane and Hail on the Dwelling, Other Structures and Personal Property. Coverage issued on a Replacement Cost basis with ACV option. Optional endorsements include those for Consequential Loss, Wind-Driven Rain, Increased Cost of Construction, and Mandatory Evacuation, among others.
