Wellington Products

Wellington Risk Insurance Agency, Inc. provides agents a quoting mechanism through which the risk characteristics of prospective policyholders are identified and triaged within multiple product tiers.

• Select

  Wellington Select Homeowners Insurance Program

  The Wellington Select Homeowners Insurance Program is available on properties located in the entire State of Texas. Homeowner's coverage provides 16 Named Perils, Replacement Cost on the Dwelling, Other Structures and Personal Property, Family Liability Protection up to $500,000 and Guest Medical Protection up to $5,000.

• Standard

  Wellington Standard Homeowners and Dwelling Fire Insurance Program

  The Wellington Standard Insurance Program is available on homeowners and dwelling fire properties located in the entire State of Texas.

  Homeowner's coverage provides 12 Named Perils, Replacement Cost on the Dwelling, Other Structures and Personal Property, Liability Protection Limit up to $300,000 and Medical Protection up to $5,000.

  Dwelling Fire coverage provides Named Perils, Replacement Cost on the Dwelling and ACV on the Personal Property with the Replacement Cost option if Owner Occupied. Personal Liability Limit up to $300,000 and Medical Payments up to $2,000.

• Value

  Wellington Value Homeowners and Dwelling Fire Insurance Program

  The Wellington Value Insurance Program is available on homeowners and dwelling fire properties located in the entire State of Texas.

  Homeowner's coverage provides 8 Named Perils, Actual Cash Value on the Dwelling, Other Structures and Personal Property, Liability Protection Limit up to $100,000 and Medical Protection up to $2,000.

  Dwelling Fire coverage provides Named Perils, Actual Cash Value on the Dwelling and Personal Property. Personal Liability Limit up to $100,000 and Medical Payments up to $2,000.

• Earthquake

  Wellington Earthquake Program

  Earthquake policies are available on properties located in the entire State of Texas.

  The Earthquake Program provides coverage for the dwelling with limits equal to the underlying homeowner or dwelling fire policy dwelling limit. Higher limits are available to be purchased with consideration to potential increases in construction costs after a catastrophic event with a maximum dwelling limit of $15 million in total insured value. Coverage limit of $5,000 for Contents, and $1,500 Loss of Use are included.

• Coastal

  Wellington Coastal Program

  The Wellington Coastal Program is available for properties located in select Tier I counties in Texas.

  The Coastal Program provides coverage for Windstorm, Hurricane, and Hail on the Dwelling, Other Structures and Personal Property. Coverage is issued on a Replacement Cost basis with an Actual Cash Value option. Optional endorsements include those for Consequential Loss, Wind-Driven Rain, Increased Cost of Construction, and Mandatory Evacuation, among others.